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Products and services described above
are provided through various surplus lines insurance company
subsidiaries of W. R. Berkley Corporation and offered through licensed
surplus lines brokers. Not all products and services may be available in
all jurisdictions, and the coverage provided by an insurer is subject
to the actual terms and conditions of the policies issued. Surplus lines
insurance carriers do not generally participate in state guaranty funds
and insureds are therefore not protected by such funds. This material
does not amend, or otherwise affect, the provisions or coverages of any
insurance policy issued. It is not a representation that coverage does
or does not exist for any particular claim or loss under any such
policy. Coverage depends on the facts and circumstances involved in the
claim or loss, all applicable policy provisions and any applicable law.
Availability of coverage referenced in this document can depend on
underwriting qualifications and state regulations.
Vela Insurance Services conducts
business as Vela Insurance Services, LLC in California as a licensed
surplus lines broker (License Number 0C94218).